Business and Finance Journal UNUSA (p-ISSN: 2527-4872; e-ISSN: 2477-493X) is a scientific peer-reviewed journal published by Faculty of Economics and Business, Universitas Nahdlatul Ulama Surabaya, Indonesia. Since Established in 2016, BFJ is intended Provide a medium for dissemination of original and quality research on various topic in business, finance and economics.

The Journal calls for articles reporting the research result on accounting, economics, business, finance, management and other related fields to be published two times a year (March and October). BFJ welcomes for collaboration with profession associations, research center and scientific forum such as seminar and conferences.

DOI: https://doi.org/10.33086/bfj.v10i2
Published: 2025-12-04

Articles

THE ROLE OF TOURISM IN CREATING MENTAL HEALTH AMONG GEN Z IN BATU

ID Aileen Andini Sakti,  Indonesia
ID I Dewa Gde Satrya,  Universitas Ciputra Surabaya,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.7178
223-235
2025-10-31
Abstract views: 89 , Downloads : 109

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FEASIBILITY ANALYSIS OF THE ERGONOMIC PET HARNESS FASHION INDUSTRY REVIEW MARKET, VALUE, AND FINANCIAL ASPECTS

ID Anita Hakim Nasution,  Telkom University Surabaya,  Indonesia
ID Dominggo Bayu Baskara,  Telkom University Surabaya,  Indonesia
ID Alifiansyah Arrizqy Hidayat,  Telkom University Surabaya,  Indonesia
ID Tracy Olivia,  Telkom University Surabaya,  Indonesia
ID Anindya Salwa Salsabila,  Telkom University Surabaya,  Indonesia
ID Rifqi Arif Mahfud,  Telkom University Surabaya,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.7905
211-222
2025-10-31
Abstract views: 121 , Downloads : 136

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AWARENESS AND SKILL AS DETERMINANT FACTORS IN THE APPLICATION OF STRATEGIC COST MANAGEMENT IN SOUTH AFRICAN STATE-OWNED ENTITIES

ZA Nyiko D. Mchavi,  University of South Africa,  South Africa
ZA Collins, C Ngwakwe,  University of Limpopo,  South Africa
DOI : https://doi.org/10.33086/bfj.v10i2.6569
236-251
2026-02-24
Abstract views: 114 , Downloads : 90

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TO COMPARE THE INFLATION HEDGING CAPABILITIES ACROSS THE JSE INDUSTRY STOCK RETURNS WHILE ACCOUNTING FOR INVESTOR SENTIMENT AND INTEREST RATES

ZA Deevarshan Naidoo,  University of KwaZulu-Natal,  South Africa
ZA Dr Peter,  University of KwaZulu-Natal,  South Africa
ZA Prof Paul,  University of KwaZulu-Natal,  South Africa
DOI : https://doi.org/10.33086/bfj.v10i2.7853
164-181
2025-10-31
Abstract views: 150 , Downloads : 129

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CONTRASTING FINANCIAL ECOSYSTEMS: A COMPARATIVE ANALYSIS OF LOAN DELINQUENCY'S DIVERGENT PATHWAYS TO HOUSEHOLD WELL-BEING IN BOTSWANA'S RESILIENCE AND ZIMBABWE'S VOLATILITY

ZW Costa Musandipa,  National University of Science and Technology,  Zimbabwe
ZW Doctor Peter Nkala,  National University of Science and Technology,  Zimbabwe
ZW Doctor Noble Malunguza,  National University of Science and Technology,  Zimbabwe
ZW Edson Mbedzi,  National University of Science and Technology,  Zimbabwe
DOI : https://doi.org/10.33086/bfj.v10i2.7746
182-198
2025-10-31
Abstract views: 96 , Downloads : 69

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TOWARDS SUSTAINABLE TOURISM: DESIGNING A SUSTAINABLE SUPPLY CHAIN STRATEGY FOR THE TOURISM INDUSTRY THROUGH THE INTEGRATION OF FUZZY AHP AND PLS-SEM

ID M. Azka Kesuma Wardana,  Institut Teknologi dan Bisnis Diniyyah Lampung,  Indonesia
ID Maulina Agustin,  Institute of Technology and Business Diniyyah Lampung,  Indonesia
ID Camaro Pandiangan,  Institute of Technology and Business Diniyyah Lampung,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.8078
270-286
2025-10-31
Abstract views: 115 , Downloads : 119

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UNDERSTANDING WHY LEGENDARY RESTAURANTS IN BANDUNG HOLD A SPECIAL PLACE IN CONSUMERS' HEARTS

ID Aurora Yupita Achmada,  Universitas Padjadjaran,  Indonesia
ID Arianis Chan,  Universitas Padjadjaran,  Indonesia
ID Pratami Wulan Tresna,  Universitas Padjadjaran,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.6930
252-269
2025-10-31
Abstract views: 97 , Downloads : 97

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ANALYSIS OF THE IMPACT OF ENVIRONMENTAL, SOCIAL, AND GOVERNANCE (ESG) STRATEGIES ON PRODUCT AVAILABILITY AND BUSINESS SUSTAINABILITY OF MYCOLA FARMA'S PHARMACY BUSINESS

ID Ridzal Wahid,  Universitas Ciputra Surabaya,  Indonesia
ID Christina Whidya Utami,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.7897
199-210
2025-10-31
Abstract views: 139 , Downloads : 147

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OPERATIONAL RISK ANALYSIS IN OFFSHORE PRODUCTION FACILITY (OPF): APPLICATION OF RISK FAILURE MODE AND EFFECT ANALYSIS

ID Ayu Adista Nurul Izza,  Institut Teknologi Sepuluh Nopember,  Indonesia
ID Sri Gunani Partiwi,  Institut Teknologi Sepuluh Nopember,  Indonesia
ID Duto Nuswantoko,  PT. Pertamina EP,  Indonesia
ID Ahmad Misfa Kurniawan,  PT. Pertamina EP,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.7751
144-153
2025-10-30
Abstract views: 348 , Downloads : 371

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THE MEDIATING EFFECT OF FINANCIAL TECHNOLOGY USAGE ON THE INFLUENCE OF FINANCIAL LITERACY ON THE FINANCIAL BEHAVIOR OF GEN Z IN SURABAYA

ID Nur Ainina Sulistijono,  Universitas Nahdlatul Ulama Surabaya,  Indonesia
ID Hidayatul Khusnah,  Universitas Nahdlatul Ulama Surabaya,  Indonesia
DOI : https://doi.org/10.33086/bfj.v10i2.8107
154-163
2025-10-31
Abstract views: 124 , Downloads : 99

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