MHLONGO, Njabulo; KUNJAL, Damien; MUZINDUTSI, Paul-Francois. DO FINTECH INNOVATIONS MATTER FOR THE EFFICIENCY AND STABILITY OF BANKS IN SOUTH AFRICA?. Business and Finance Journal, [S. l.], v. 10, n. 1, p. 128–143, 2025. DOI: 10.33086/bfj.v10i1.7004. Disponível em: https://journal2.unusa.ac.id/index.php/BFJ/article/view/7004. Acesso em: 26 jul. 2026.