WARDHANIE, Ayouvi Poerna; ARNANDY, Didiet Anindita. PENGARUH KEMAMPUAN DAN PENGETAHUAN MANAGERIAL SERTA LINGKUNGAN EKSTERNAL TERHADAP INVESTASI TEKNOLOGI DI ERA 4.0 PADA UKM DI KOTA SURABAYA. Business and Finance Journal, [S. l.], v. 5, n. 2, p. 95–100, 2020. DOI: 10.33086/bfj.v5i2.1790. Disponível em: https://journal2.unusa.ac.id/index.php/BFJ/article/view/1790. Acesso em: 7 aug. 2026.