Anugraini, M., Jannah, S. I. ., Khusnah, H., Anshori, . M. Y. . ., & Wijayanti, D. R. . (2023). Financial Literacy and Financial Management: Mediating Effects of Financial Technology. Business and Finance Journal, 8(2), 210–218. https://doi.org/10.33086/bfj.v8i2.5102